Your Name and Address Here
CERTIFIED MAIL, RETURN RECEIPT REQUESTED
Collection Agency’s Name and Address
RE: Account Number
I am writing in regards to the above-referenced debt to inform you that I am
disputing this debt. Please verify the debt as required by the Fair Debt
Collection Practices Act.
I am disputing this debt because I do not owe it.
Because I am disputing this debt, you should not report it to the credit
reporting agencies. If you have already reported it, please contact the credit
reporting agencies, inform them that the debt is disputed, and ask them to
delete it from my credit report. Reporting information that you know to be
inaccurate, or failing to report information correctly, violates the Fair Credit
Finally, please note that I do not wish to receive further telephone calls or
letters concerning this debt that I do not owe to your client. The Fair Debt
Collection Practices Act requires you to respect this request. See 15 U.S.C.
Thank you for your attention to this matter.